iNCENTIVE Terms & Conditions

$20 bonus incentive/offer/promotion.

‍

To be eligible for this offer, you must:

  • Be invited by KttiPay to participate in the $20 bonus. The invitation will be sent to your email address or displayed inside your app.
  • Pass applicable Know Your Customer (KYC) requirements with KttiPay. Passing applicable KYC automatically opens a Personal Ktti.
  • Make a deposit equal to or greater than $0.01 into your Personal Ktti within 30 days from the account opening date.
  • $20 bonus is available when you make the deposit within 30 days of account opening. 
  • The bonus will be credited within 30 days of meeting the deposit requirement. 
  • The Ktti must remain open to be eligible for the bonus. If the account is closed, you will forfeit any bonus that has not been credited. 
  • This offer is not available in conjunction with any other offer and can be withdrawn at any time. 
  • Fees and charges may apply. Read the Terms and Conditions and the Product Disclosure Statement, including to understand any applicable fees and charges that may apply, before making a decision and consider if it is right for you.

‍

Group spending
that hits different?
Say less.

Download the app now and start splitting smarter 😉🤟

App StoreGoogle Play
Contact UsT&CsPrivacyPDS
Target Market DeterminationFinancial Services GuideCard and Account TermsVerification Incentive T&Cs
Po Box 4, Northbridge NSW 1560
© 2025 KttiPay
Hay Limited ABN 34 629 037 403 (Hay), is the holder of Australian Financial Services Licence (AFSL) No. 515459. Hay has authorised KttiPay Pty Ltd ABN 38 657 958 195 (KttiPay), corporate authorised representative number 001305849, to arrange, distribute, and promote on behalf of Hay with regard to the issued non-cash payment financial products.