Retail individual

October 2024

Australian Financial Services Licence No. 515459

Issued by Hay Limited ABN 34 629 037 403

Financial Services Guide

Issued by Shaype | Hay Ltd

1. TMD for non-cash payment product
Target Market Determination
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Po Box 4, Northbridge NSW 1560
© 2024 KttiPay
Hay Limited ABN 34 629 037 403 (Hay), is the holder of Australian Financial Services Licence (AFSL) No. 515459. Hay has authorised KttiPay Pty Ltd ABN 38 657 958 195 (KttiPay), corporate authorised representative number 001305849, to arrange, distribute, and promote on behalf of Hay with regard to the issued non-cash payment financial products.