Organising the next

HOUSEHOLD BUDGET

Klara Ruby
Ben could you please add an extra $42 to even out the grocery spend? Cheers!
9:41 AM

Organising the next

euro summer

Ben paid $3,000 into
Euro Vacay Ktti
Paid
12:14 PM

Organising the next

rent payment

View Rd Housemates ktti
Origin Energy direct debit for $327.62 on 17 October
7:23 AM

Organising the next

share-house feed

Lily Housemate
Sunday pizza night 🍕
Paid
6:37 PM

Organising the next

GROUP GETAWAY

Renee just joined
Hunter Valley Weekend Ktti
Hey girls - can’t wait for this!
9:41 AM
Never chase your crew
for money again 👊
Start your ktti

Forget everything you THINK you know about shared expense splitting.

We’ve reinvented the game.
Half Smartphone
SPLIT BILLS - NOT HOUSEHOLDS
SPLIT BILLS - NOT HOUSEHOLDS
SPLIT BILLS - NOT HOUSEHOLDS
SPLIT BILLS - NOT HOUSEHOLDS
SPLIT BILLS - NOT HOUSEHOLDS
Splitting expenses 💸 Not headaches 🤯
Splitting expenses 💸 Not headaches 🤯
Splitting expenses 💸 Not headaches 🤯
Splitting expenses 💸 Not headaches 🤯

Our Secret?

Each ktti acts as a shared digital wallet, simplifying group payments.

Invite your pals, pre-load the funds, automatically track and split expenses, plus make payments directly from KttiPay.

Woman eats cookies in KttiPay logo frame

Wave goodbye to out-of-pocket stress and chasing down payments - forever.

Ready to upgrade your group spending? Here’s how:

1. Invite your pals
 and preload

Send invites easily and pre-pay for everything from European jaunts to cosy roomie dinners. Pool funds easily to ensure you’re ready when it’s go-time. No more scrambling, being out of pocket or sending awkward ‘pay me back’ DM’s.

2. Keep track, easily ✌️

Experience transparency like never before; instantly see who’s chipped in, track the current balance, view every transaction and spot who still owes cash — yes, even THAT friend.

3. Play together, pay together 😎

Use your digital KttiPay Visa debit card directly from your pooled funds. Forget splitting payments — focus on fun!

TL;DR: KttiPay makes managing and paying for shared expenses easy...

So you can enjoy the moments — not the math. ✌️

Take your money—
and your friends—
further.

So you can enjoy the moments — not the math. ✌️

Think all money-splitting apps are the same?
Nuh-uh honey.

Set up your kttis for anything from epic group vacations to chill roommate hangouts
Invite your pals, pre-pay into your ktti, and enjoy total transparency on every transaction 💸
Split, pay, and slay 💅 with instant payments using your KttiPay digital Visa debit card
Budget and settle up before bills sneak up on you
PLUS zero international transaction fees, enjoy your adventures without the extra costs
hand hold a smartphone

Take your money—and your friends—further.

So you can enjoy the moments — not the math. ✌️
B*TCH better have my money 💰
B*TCH better have my money 🤬
B*TCH BETTER HAVE MY MONEY 💰
B*TCH BETTER HAVE MY MONEY 💰
B*TCH BETTER HAVE MY MONEY 💰
B*TCH BETTER HAVE MY MONEY 💰
B*TCH BETTER HAVE MY MONEY 💰
B*TCH BETTER HAVE MY MONEY 💰
B*TCH BETTER HAVE MY MONEY 💰
B*TCH BETTER HAVE MY MONEY 💰
B*TCH BETTER HAVE MY MONEY 💰
Brilliant for those times you find yourself shifting from housemate to 3-is-a-crowd without so much as a conversation.
- Luana “Third-wheel” Moore, St Kilda
This app has seriously ruined my cashflow. It makes it difficult to pretend to forget to pay people back.
- Willow “Hanger-on” Menzies, Paddington
I don’t want everybody fighting over me. I’m at the end of my tether!
- Last Square, Toilet Roll Holder
I love paying ‘keep housemate happy’ tax. Who doesn’t want to throw money at a situation to keep the peace?!
- Sebastian, Double Pay
Since using KttiPay, I’ve got nothing to complain about anymore.
- Karen “Can I speak to the manager” Reggars, Marylands
Worse than a pre-nup! Too hard to take advantage of others’ fortunes.
- Guy “Gold-digger” Reynolds
Makes “I’ll pay you back” impossible to get out of.
- Vanessa, Fortitude Valley
This app has saved me so much time and my nag-ativity is considerably down this week. It’s a shame as I do like the sound of my own voice.
- Maurissa, Chief Group Planner, Fremantle
Brilliant for those times you find yourself shifting from housemate to 3-is-a-crowd without so much as a conversation.
- Luana “Third-wheel” Moore, St Kilda
This app has seriously ruined my cashflow. It makes it difficult to pretend to forget to pay people back.
- Willow “Hanger-on” Menzies, Paddington
I don’t want everybody fighting over me. I’m at the end of my tether!
- Last Square, Toilet Roll Holder
I love paying ‘keep housemate happy’ tax. Who doesn’t want to throw money at a situation to keep the peace?!
- Sebastian, Double Pay
Since using KttiPay, I’ve got nothing to complain about anymore.
- Karen “Can I speak to the manager” Reggars, Marylands
Worse than a pre-nup! Too hard to take advantage of others’ fortunes.
- Guy “Gold-digger” Reynolds
Makes “I’ll pay you back” impossible to get out of.
- Vanessa, Fortitude Valley
This app has saved me so much time and my nag-ativity is considerably down this week. It’s a shame as I do like the sound of my own voice.
- Maurissa, Chief Group Planner, Fremantle
We saved a fortune
I’ve just returned from a two week trip to Japan with two friends. Kttipay worked so well for us. It would have been impossible to split a restaurant bill 1/3 and 2/3 because of language difficulties. Also made it very fair every time we caught a taxi. We saved a fortune with not paying any international credit card fees.
Saved us so much in exchange fees!
Love this app- we just came back from Indonesia where we used this app and loved the no transaction fees feature! Saved us so much money and was easy to use for transparency of spending for shared groups while travelling.
Make your financial life easy!
Fantastic app! Makes life super easy when arranging finances with friends - we used it for a dinner which meant no hassle at the end of the night, just pulled out our digital card and off we went.
How good!
No more awkward conversations re money! I am the group organiser and really so tired of chasing people for money. Now, I no longer have to. Everybody prepays into a kitty, and we all use the associated digital debit card to pay for expenses. What a relief
Saved us so much in exchange fees!
Love this app- we just came back from Indonesia where we used this app and loved the no transaction fees feature! Saved us so much money and was easy to use for transparency of spending for shared groups while travelling.
Group weekend away sorted!
Weekend away down the coast with friends and the Ktti helped simplify what is usually such an awkward and arduous task of splitting all rent/ food/ expenses!! Thank you KttiPay!
We saved a fortune
I’ve just returned from a two week trip to Japan with two friends. Kttipay worked so well for us. It would have been impossible to split a restaurant bill 1/3 and 2/3 because of language difficulties. Also made it very fair every time we caught a taxi. We saved a fortune with not paying any international credit card fees.
Saved us so much in exchange fees!
Love this app- we just came back from Indonesia where we used this app and loved the no transaction fees feature! Saved us so much money and was easy to use for transparency of spending for shared groups while travelling.
No more IOUs!
Life just got a whole lot simpler thanks to this app.
We saved a fortune
I’ve just returned from a two week trip to Japan with two friends. Kttipay worked so well for us. It would have been impossible to split a restaurant bill 1/3 and 2/3 because of language difficulties. Also made it very fair every time we caught a taxi. We saved a fortune with not paying any international credit card fees.
Saved us so much in exchange fees!
Love this app- we just came back from Indonesia where we used this app and loved the no transaction fees feature! Saved us so much money and was easy to use for transparency of spending for shared groups while travelling.
No more IOUs!
Life just got a whole lot simpler thanks to this app.

We've all been there

“Stuck in that awkward moment as we wait for a friend to settle up. That's exactly why we created KttiPay: to minimise group money stress and keep the good vibes rolling."

Iain Salteri, Founder, KttiPay
KttiPay CEO

KttiPay is your go-to sidekick for

Travel with  your crew

KttiPay, your passport to seamless group journeys

From road trips to skiing adventures in Japan, KttiPay transforms travel with friends. Plan, save, and pay together. It’s group travel simplified. 

No more awkward chasing people for money
Never be out of pocket again
Real-time expense tracking
Super-simple account set-up
Pre-payment option for shared expenses
Ditch the IOUs and make memories that matter.

Want to travel smarter, not harder?

Plane Icon

SpLIt Bills, Not households

Manage money harmoniously with your flatmates

Roomies who pay together, stay together.

No more awkward chasing people for money
Splitting rent? Easy peasy
Keep restocking the pantry fair and square!
Covering utilities with ease
Load up a kitti in advance, be bill-ready in a snap

Pool funds, split bills without a hitch, and keep the peace at home.

With KttiPay, housemate money management is a breeze.
Woman eats cookies in KttiPay logo frame
Home Icon
Half Smartphone

Group spending
that hits different?
Say less.

Download the app now and start splitting smarter 😉🤟

App StoreGoogle Play
B*TCH BETTER  HAVE MY MONEY

Lorem ipsum dolor sit amet text that is obviously not real KttiPay.

"I don't want anyone to fight over who buys me me anymore"

- Toilet Paper

"I don't want anyone to fight over who buys me me anymore"

- Toilet Paper

"I don't want anyone to fight over who buys me me anymore"

- Toilet Paper

"I don't want anyone to fight over who buys me me anymore"

- Toilet Paper

"I don't want anyone to fight over who buys me me anymore"

- Toilet Paper

"I don't want anyone to fight over who buys me me anymore"

- Toilet Paper

"I don't want anyone to fight over who buys me me anymore"

- Toilet Paper

"I don't want anyone to fight over who buys me me anymore"

- Toilet Paper

"I don't want anyone to fight over who buys me me anymore"

- Toilet Paper

"I don't want anyone to fight over who buys me me anymore"

- Toilet Paper

"I don't want anyone to fight over who buys me me anymore"

- Toilet Paper

"I don't want anyone to fight over who buys me me anymore"

- Toilet Paper

"I don't want anyone to fight over who buys me me anymore"

- Toilet Paper

"I don't want anyone to fight over who buys me me anymore"

- Toilet Paper

"I don't want anyone to fight over who buys me me anymore"

- Toilet Paper

"I don't want anyone to fight over who buys me me anymore"

- Toilet Paper

"I don't want anyone to fight over who buys me me anymore"

- Toilet Paper